Agencies payment-fraud defense

Business email compromise defense for agencies.

Use this workflow when your team handles freelancer invoice swaps and client/vendor impersonation. The goal is simple: pause, verify off-thread, inspect mailbox artifacts, document, then approve or escalate.

Common scenario

A freelancer asks finance to update payout details after a project milestone.

Attackers win when the business treats a payment change like a normal email. This page turns it into a repeatable approval system.

Workflow

The four-part verification system.

Confirm identity through existing channel

Turn this into a written checkpoint before money leaves the business.

Review invoice metadata

Turn this into a written checkpoint before money leaves the business.

Check for domain lookalikes

Turn this into a written checkpoint before money leaves the business.

Save evidence

Turn this into a written checkpoint before money leaves the business.

What to inspect

Signals that make the request high-risk.

Email mismatch

Display name, reply-to, domain spelling, invoice footer, or payment details do not match previous records.

Urgency pressure

The message pressures staff to bypass normal approval because of a deadline, angry vendor, or executive request.

Mailbox artifacts

Forwarding rules, filters, OAuth grants, new logins, deleted threads, or hidden replies suggest account compromise.

Internal links

Related BEC resources.

Capture the traffic

Get the free payment-change verification checklist.

Send it to the person who approves invoices, ACH, wires, or vendor bank changes.

Next step

Want the workflow instead of another article?

Get the Business Email Compromise Defense Pack, request a free teardown, or download the checklist and capture the process for your team.

Want this installed?

Add done-with-you setup.

If you want the first version adapted, tested, and documented, start with setup help.

View setup optionsGet free teardown